A wooden case opened from above, holding a gold honeycomb of forty hexagonal cells, each with a dark disc carrying one payment mark in ivory, a band of light across the middle and honeybees resting on the gold.

Cross-border, without a correspondent bank in the middle of it.

Euro clearing straight through the Bank of Lithuania under your institution’s own membership, SWIFT and local schemes beyond it, and the rates, spreads and tiers set by you rather than quoted to you.

01The cut nobody takes

Euro payments clear through a direct CENTROlink integration under your institution’s own membership. There is no correspondent bank between you and the scheme taking a margin, setting a cut-off time, or repricing you next year — so euro moves at scheme cost, around the clock.

02The spread is yours

Currency exchange sits inside the same core, and the rates, spreads and tiers behind it run through a per-tenant pricing engine. What a corridor earns is a number you set and change, not one a provider quotes you and revises.

03One instruction, many recipients

Batch files and mass payouts for payroll, marketplace settlements and refunds, routed per payment across providers by corridor and cost. Every leg posts to the same ledger, which is why volume at that scale reconciles rather than accumulating into a month-end problem.

Capabilities.

SEPA, direct: SEPA Credit Transfer, SEPA Instant and Direct Debit through a direct CENTROlink integration.
SWIFT: International wires beyond the euro area.
Local schemes: Local payment methods and bank rails across 30+ markets, PIX among them.
Cash and vouchers: Counter and agent networks in the markets where an account is the exception, and vouchers a recipient redeems in cash without holding one at all.
Mobile money: Telco and agent wallets, which is how money actually moves across much of Africa and South-East Asia.
Wallets: Collection from and payout into the e-wallets a market already uses.
Card and QR collection: Cards, card wallets and scan-to-pay for funding a transfer at the near end.
Open Banking A2A: Payment initiation, pay-by-bank, and account-to-account payouts and refunds.
Intelligent routing: Each payment sent over the provider that suits its corridor, currency and cost.
Multi-currency accounts: Balances in every currency you offer, each with an IBAN behind it.
Currency exchange: Retail and business conversion inside the core rather than through a third party.
Rate and spread management: FX rates, spreads and tiers configured per tenant and per product.
Mass payouts: Many recipients on one instruction, and bulk outbound files.
Compliance in the ledger: Screening and real-time monitoring where the payments are, since cross-border is where that gets tested.

Moving other people’s money across borders is regulated work, and the permission to do it stays yours. What is on offer is everything under it — already built, already clearing, already reconciling.

Send one and watch where it goes

We will take you through a payment end to end, from the app to the scheme to the ledger entry, and map the corridors you are opening onto what is already connected. You will be talking to the people who run the platform.

Get in touch

What is in each layer The full inventory, nine families