Finomatica
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Whatever your product needs, it already exists.

Nine families, 81 capabilities, all running in production today. This is the inventory behind every answer above — browse it if you want to check that what you need is there.

8 capabilities

Open Banking & A2A

Payment initiation · account information · pay-by-bank checkout · A2A payouts and refunds

16 capabilities

Payments & Acquiring

Merchant acquiring · orchestration · intelligent routing · local methods · cash and mobile money · mass payouts

10 capabilities

Accounts, IBANs & Ledger

Dedicated IBANs · multi-currency · SEPA via CENTROlink · SWIFT · core ledger · reconciliation

9 capabilities

Card Issuing

Virtual and physical cards · Mastercard programmes · spend controls · freeze · 3-D Secure

10 capabilities

Wallets & Consumer

E-money wallet · P2P · cross-border transfers · savings · iOS and Android apps

5 capabilities

FX & Treasury

Currency exchange · rate and spread management · liquidity · pooled treasury

9 capabilities

Business & SMB Tooling

Invoicing · expense management · payroll · batch payments · flexible pricing engine

9 capabilities

Compliance & RegTech

Automated KYC/KYB · AML monitoring · sanctions screening · risk scoring · reporting

5 capabilities

Digital Assets

Crypto accounts · savings · fiat↔crypto conversion · custody · settlement