Virtual cards issued instantly and physical ones produced, delivered and activated — against the same ledger and the same customer record as everything else you run.
Virtual cards issue instantly, single-use or persistent. Physical cards are produced, fulfilled and activated. Both sit on the same ledger and the same customer record as the account behind them, so a card spend and a balance are one entry rather than two systems agreeing later.
Limits set per card, per category and per period. Cardholders freeze and unfreeze in real time and manage their own PIN, from apps in your brand — which is support volume that never reaches your desk.
Mastercard programme management at scheme level, and PCI-DSS Level 1 held here rather than by you. That certification is what makes issuing possible at scale, and it is an annual project for whoever carries it.
Every component described here is running in production today inside licensed financial institutions whose platform we build and operate.
We will take you through a card programme as it stands — issuing, controls and the ledger behind them — and map what you are launching onto what is already there. You will be talking to the people who run the platform.